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About Stuart

I’m Stuart a business owner and landlord and I set up Finance with Stuart after seeing too many capable people get let down by generic criteria and rushed, call-centre advice.

I understand the real-world pressures: uneven income, paperwork that doesn’t fit the boxes, time-sensitive deals, and the stress of getting it wrong.

My job is to turn that complexity into a clear plan lenders can say yes to with calm, straight talking support from start to finish.

 

What that experience means for you:

 

  • Your income is explained properly whether it’s PAYE, dividends, self-employed, or a mix so lenders can see the full picture clearly

  • Property purchases, refinances and refurbishments are assessed with lender reality and exit strategy in mind, not guesswork

  • Valuer, lender and survey questions are anticipated early to avoid delays, surprises, or declined applications

  • Applications are packaged clearly and strategically, reducing unnecessary stress, back-and-forth, and wasted time

  • You get straight-talking advice on what will work, what won’t, and what needs fixing before you apply

I don’t use scripts or jargon.

I take the time to understand your goals and create a plan that works in the real world.

Working with Stuart was great. He took the time to understand our requirements and was able to pull together a number of possible options for us. He made a reasonably complicated process simple, and we were able to move forward with confidence and clarity. I would recommend him. - Client Review

Who I help?

Business Owners | Property Investors | Self-Employed Finance

If this sounds like you; you’re in the right place:​

  • Business Owner needing working capital or cashflow support

  • Company Director with PAYE + dividends that lenders struggle to understand

  • Self-Employed Professional with complex income or accounts

  • Property Investor / Landlord buying, refinancing, refurbishing or scaling a portfolio

  • Entrepreneur wanting long-term finance strategy, not one-off product pushing

Before you commit to anything, make sure your plan actually stacks up. Book a 15 minute SENSECHECK and I’ll tell you what lenders will focus on and what, if anything, needs fixing before you apply.

Finance with Stuart is a personal brand of Kingston Finance Ltd, Company Number 14227379, incorporated on 12 July 2022, registered in England & Wales. Registered Office: 4 Crabtree Lane, Great Bookham, Leatherhead, England, KT23 4PF.

 

Kingston Finance Ltd (FRN 982690) is an Appointed Representative of Connect IFA Ltd (FRN 441505), which is authorised and regulated by the Financial Conduct Authority. Not all services we offer are regulated by the FCA.

 

Your home may be repossessed if you do not keep up repayments on your mortgage. The value of property investments can go down as well as up. Business finance and some buy-to-let mortgages are not regulated by the FCA.

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